How to Handle Wrongful Claim Denials 

Insurance coverage exists to spread risk between many insureds. By purchasing an insurance policy, you expect to insulate your business from the worst outcomes related to many costly and unexpected perils. Severe storms, fires, freezing temperatures, tornadoes, hail and other catastrophic losses are realities to be prepared for.  Unfortunately, it is not a matter of “if” these undesirable occurrences will affect us.  Rather, it is only a matter of “when” these catastrophes will cross our path. 

When your damaged property is covered by insurance, your monetary losses and other damages should be quickly and directly addressed.  Rather than absorbing a loss and moving on, you should be able to report a loss and promptly receive policy benefits.  At the end of the day, you should be able to trust that the insurance policies you purchased will be honored and that you will be made whole for your losses. 

Pearson Legal, P.C. has a record of success obtaining fair compensation for property owners whose insurance claims are wrongfully denied or underpaid. Contact our office to schedule a free consultation with an experienced insurance claims attorney. After reviewing the circumstances of your case with you, we can advise you of your legal options. 

Insurance Policies Examined: What Do You Need to Know?

Owners of all types of property purchase insurance policies to help them repair or rebuild their property in the event of a natural disaster or other catastrophic loss.  A property insurance policy may also protect against business interruption.

When you suffer a loss and report it to your insurance company, the expectation is that you will be made whole—that is how insurance is supposed to function. 

What should you do in the event that your insurance claim is wrongly denied? Challenging a wrongly denied or underpaid claim takes knowledge and resilience.  Insurance companies have all the power and time is always on their side.  Their business model predicts that most property owners will eventually give up.  That’s why the assistance of an experienced insurance recovery attorney is invaluable when pursuing your rightful insurance coverage.

Pearson Legal, P.C. takes control of your case from the beginning. An experienced insurance recovery attorney can help you navigate the complex stages of holding an insurance company responsible for wrongfully denying your claim. Whatever evidence is necessary to prove that your claim should be covered and paid, Pearson Legal, P.C will help you collect and organize it. From there, our highly-skilled team of legal professionals will negotiate with your insurance company and advocate for you in the courtroom, if necessary.